* - - - - 4% 27% 20% value decline Current 8% 4% 53% 8% 0% 4% 17% 45% 23% 7% 0 40% LTV 51 60% LTV 71 80% LTV 41 50% LTV 61 70% LTV >80% LTV DK FI Total 52% NO 62% SE 56% 68% 55% 49% 65% 61% 53% 63% 20% value decline Current 4.4 2.1 4.4 2.0 3.1 2.0 4.1 2.0 4.0 2.0 Stress scenario Current DK NO FI Total SE 19% 26% Stress scenario 1% Current 3% 9% 37% 26% 29% 45% 6% 1% 1.5 2.0 <1.0 1.0 1.5 3.0 4.0 2.0 3.0 >4.0